DISABILITY
. Most Americans today have some form of
Life insurance,but what about income
protection?
. Should you become disabled and unable to
work, who will pay the bills?
. How will you preserve your lifestyle and
your family's security?
Everything you've been working for, your savings, home and family's future could be lost. A fact is that disability strikes one in four workers before age 65. Still no one really expects to become disabled.
LONG TERM CARE PROTECTION
Long term care is what people need when they are unable to care for themselves due to a prolonged illness or disability. One of the hardest things in life is watching your parents grow old. But it's even worse watching them spend their lifes savings paying for long term care.
Nearly half of all people reaching age 65 will need long term care. While no one likes to think about needing long term care, just one year in a Connecticut nursing home can cost over $75,000. Medicare and health insurance may only cover a fraction of these costs, and in many cases it is the children and spouses who end up paying the remaining expenses.
You can protect your life savings and plan for these costs and avoid being a burden on your spouse and children. Long term care insurance is available and should be considered if you're 40 or older. Long term care insurance provides affordable coverage, asset protection and peace of mind.
